What is Wealth Management?

Your financial security depends upon more than just sound investment advice. You need financial advisors who manage all the pieces of the puzzle in your family and business life and who create an overall plan to help you reach your goals.  You need financial advisors who are intelligent, knowledgeable and experienced.  You need financial advisors who have integrity and are not only dependable but diligent in the performance of their duties.  Finally, you need advisors who care about more than just your portfolio, but also about you as an individual, the important roles that you play in other people's lives and what your goals mean to those who depend upon you.   We strive to be all of those things to each and every client.  That is wealth management at its best.

Wealth management is a holistic approach to helping the client solve financial problems, meet financial obligations and reach financial goals.  It is based upon an  understanding of the client's unique situation, their needs and values.  Successful professionals and business owners understand that they don't have the time or expertise to adequately plan and prepare for life's most important financial transitions.  We seek to provide the unbiased financial advice they need to create a comprehensive wealth management plan and sustain their financial health through each successive phase of their lives.  We work closely with their accountants and estate attorneys in order to integrate professional services on all financial matters.  Thus, we are able to create comprehensive plans designed to cover all bases. 

Integrity is our Core Principle

The Zucker Berne Lieberman Financial Consulting Group of Wachovia Securities ("ZBL Group") was founded upon a single compelling principle--that financial advice should be provided in the client's best interests--with honesty and integrity.  The team is united by that common goal.  We have a fee-based practice, so we are not focused on selling products but rather finding solutions.** We provide integrated wealth management to successful individuals, corporate executives, professionals and business owners who often face complex issues.  Our mission is to map out a strategic course and provide consistent guidance so that our clients are able to efficiently and effectively navigate the financial transitions in their busy lives. 

Planning is Always the First Step

Our planning process starts at the very beginning of each new client relationship and continues throughout each year and during each portfolio review.  You can rely upon our team for effective and consistent communication as well as complete client confidentiality.   Through every phase, every obstacle and every triumph, our team is there to guide you towards the accomplishment of your most important goals like a reliable ship captain and his compass. 

We Help Keep You On Target to Meet Your Goals

 

We serve a very discerning clientele who want to enjoy their lives comforted by the fact that the management of their financial affairs are in good hands. Your investment plan must be constantly re-evaluated to account for unexpected events and transitions.  Transitional events and lifetime goals which commonly affect a family financially include marriage, divorce, job change, the education of children, retirement, eldercare and the death of a loved one.  Other transitions may include the merger, acquisition or sale of a business.  Wealth Management integrates the management of both your assets and liabilities through all types of transitions, while simultaneously adjusting and repositioning your overall plan to continue to work towards your future goals.

By far, the biggest financial transition that most of us face is retirement.  What retirement looks like is different for everyone.  With business owners, retirement presents its own unique challenges.  For them, we create strategies to address the complex planning and business succession issues to help insure a smooth and successful transition into retirement.  Our multi-talented team uses  diverse background skills in accounting*, finance and management, as well as the resources of Wachovia Securities, Wachovia Bank and its affiliates, to produce comprehensive and innovative solutions to retirement planning.  You will be very grateful that our team is on  your side, guiding your ship into harbor. 

We Have the Knowledge and Experience

Managing your money successfully throughout your lifetime requires not only careful planning but also an understanding of the intersecting areas of accounting*, investment, finance and law*.  We break down the complexities and make it simple.  Having a team of financial advisors with different backgrounds and areas of focus means that we have the talent on hand to put your own puzzle together.  Our financial advisors have not only diverse degrees, but also over a century of experience in the financial industry. 

The Team Approach Delivers More

We believe that it is this team approach which allows us to reach higher than others in our field and deliver the highest standards in client service and investment performance.  It is this type of due diligence and attention to detail that our clients appreciate and is just one of the many ways that we feel distinguishes our team from other investment professionals.  Most importantly, we forge long and enduring relationships with our clients founded upon honest and open communication and constant involvement in their lives.  Our clients trust us to act as their lifetime coaches and advisors, knowing that we have the integrity and experience necessary to provide them with the wisdom and oversight they need to accomplish their goals and preserve their financial security.  We look forward to helping you plan for yours as well.

 

 

* Wachovia Securities does not render legal or tax advice.
** Fee based accounts are not designed for excessively traded or inactive accounts, and may not be suitable for all investors.

 
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